For the most part, we've talked about preparing for the storm itself but what about afterwards? You might have had to leave your house and possessions behind in the frenzy and you want to make sure they are protected or accounted for. In case they are damaged, having an insurance policy that will cover storm damages will minimize your financial loss as well as help you get back on your feet faster.
To purchase the right insurance policy as well as work with your company after the storm, a home inventory is helpful. It will:
1. Know how many and what types of items you would like to have covered so you can purchase a policy that fits you best.
2. Expedite insurance claims post storm.
3. Substantiate losses for income tax purposes.
How do you create a home inventory? It's a tedious process but not difficult. It's easier to split the task over several days, working from room to room. Pick easy rooms that are contained and well-walled off such as the bathroom to begin with. You can also split it up among the adults in the family so that the task does not fall on one person. Since this is an in-depth process, we will go into more detail in the next articles.
We hope these tips are helpful to you. At AJS, your family's safety is our family's utmost concern. If you feel like your home or business is in risk of flood, contact our knowledgeable team to see how lifting and moving can benefit you and your assets!